Interchange Optimization
Pay Less on Every Transaction
Advanced Level II & Level III data optimization that automatically qualifies your transactions for the lowest possible interchange rates.
Get a Free Rate AnalysisBreakdown
Interchange Level Breakdown
More transaction data = lower interchange rates. CardBridge automates the data enrichment process.
Standard
2.95%
Card number, amount, date
Level II
2.25%
+ Tax amount, customer code, merchant postal
Level III
1.75%
+ Line items, quantities, commodity codes, ship-to
Average savings with Level III optimization: 1.20% per transaction
How It Works
Four steps to lower rates
Transaction Analysis
We audit your current processing to identify transactions eligible for lower interchange tiers.
Data Enrichment
Our system automatically appends the required Level II/III data fields to qualifying transactions.
Rate Qualification
Enriched transactions qualify for the lowest available interchange rates from Visa and Mastercard.
Ongoing Monitoring
We continuously monitor qualification rates and optimize to maintain maximum savings.
See How Much You're Overpaying
Send us a recent processing statement and we'll show you exactly where your interchange savings are hiding.
Get Your Free Analysis